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Fertility Journey

Lettuce is financing,
designed for fertility care.

We create flexible financing for exactly what patients need, offered at the point of care, with simple, predictable payments.

At Lettuce, we make healthcare financing simple to understand, and effortless to complete.

You focus on care,
let us handle the rest.

Keep the conversation with your clinician about care, not cost. You get your financing options before you leave, we pay the clinic directly, and the admin is ours to handle.

Every fertility journey is unique.
Our financing is designed around it.

People often need multiple treatments, and sometimes more than one cycle. Lettuce is your financing partner across the whole journey.

Lettuce helps you pay for care.

It’s common for government support, insurance coverage and employer
benefits to fall short of the full cost of a fertility journey.
But that doesn’t mean care has to stop.

Plans that fit your life.

Everyone handles money a little differently, so we kept it simple. Two easy plans, and you pick the one that suits you.

  • For when the monthly number matters most. Longer terms mean lower payments each month.

  • For when you want to be done sooner.  Higher payments, but you clear the balance faster and pay less interest along the way. 

Support Network

Support for every step of the way.

Lettuce helps you pay for care, but that's only part of it. We've built a network of trusted fertility partners, so when you want to talk, the right support is close at hand.

  1. Breathe Easier

    Treatment now. Payments that fit.

  2. Always Beside You

    Financing that moves at your pace.

  3. Accessible Hope

    The care you need, starting today.

  4. Gentle Guidance

    One simple application, no detours.

  5. Growing Dreams

    Payment plans built around you.

The Advantage

No penalty for early repayments, no matter the plan.

Whether it’s a tax rebate or a little extra cash, you can make extra payments or pay off your balance at any time. Because interest accrues daily, paying early can reduce the cost.

  • Transparent, low-cost financing.
    Secure a clear, fixed payment that fits your household budget. We believe in total financial transparency. No hidden fees, and no surprises.

  • Flexible terms from 6 to 60 months.
    Loan amounts from $1k to $50k, with repayment terms of 6 to 60 months, so you can find one to fit your household budget

  • Frictionless approvals with zero impact on your credit score.
    Secure your financing instantly so you can proceed with care without delay.

  • Fully open loans.
    Your financial health matters, too. Pay off your balance at any time, in part or in full, with zero prepayment penalties.

Ready to start your fertility journey?

  • Pre-qualify. A few questions, about two minutes, no impact on your credit score.

  • Review coverage. Review quotes from Lettuce, created to match the procedures.

  • Choose your clinic. Pick one of our partner clinics, or tell us where you are being treated.

Questions we’re asked

Lettuce is available to people getting fertility care at partner clinics across Canada. We look at your full financial picture, not just a credit score, so many patients who have been turned down elsewhere find they qualify with us. You will need to be the age of majority in your province, a Canadian resident, and have a steady source of income. The quickest way to find out is to check your eligibility. It takes about two minutes.

Get Started

Making care possible
for more Canadians.